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FAQs

What should I do if I need to file a claim?

Notify your carrier immediately.

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How do I make changes to my policy?

You can contact us directly via email, phone or SMS, and we’ll help with any updates or changes to your coverage.

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Will umbrella insurance cover claims not covered by my other policies?

In most cases, yes. It covers specific liability claims beyond the limits of your primary policies.

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What is umbrella insurance, and do I need it?

Umbrella insurance provides extra liability coverage beyond your auto or home policies. If you have substantial assets or face high-risk scenarios, it’s a valuable addition.

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Does my policy cover roof damage?

Roof damage caused by covered events (e.g., storms) is typically included. Coverage may vary based on your policy and the age of the roof.

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Do I need flood insurance?

Flood insurance is separate from standard homeowners insurance. If you live in a flood-prone area, we can guide you on the best options.

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What does homeowners insurance cover?

Homeowners insurance typically covers your dwelling, personal belongings, liability, and additional living expenses in case of a covered loss.

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Does my policy cover rental cars

Most policies offer rental car coverage, but specifics vary. Let us review your policy to confirm coverage.

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Can I add another driver to my auto insurance policy?

Yes, additional drivers can be added, but their driving records may affect your premium. Contact us for assistance.

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What factors affect my car insurance premium

Your premium is influenced by factors such as driving history, vehicle type, coverage limits, location, and discounts. We’ll help you understand and optimize your policy.

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