Q: What types of insurance do you offer?
A: We specialize in auto, home, and business insurance. Our goal is to provide comprehensive coverage tailored to meet your needs.
Q: Why should I choose your agency over others?
A: As an independent agency, we work with multiple carriers to find the best coverage and rates for your unique situation. We also provide personalized support throughout
the process.
Q: Do I need to bundle my policies to save money?
A: Bundling is a great way to save on premiums, but it isn’t mandatory. We’ll help you explore all available discounts to determine what works best for you.
Q: What factors affect my car insurance premium?
A: Your premium is influenced by factors such as driving history, vehicle type, coverage limits, location, and discounts. We’ll help you understand and optimize your policy.
Q: Can I add another driver to my auto insurance policy?
A: Yes, additional drivers can be added, but their driving records may affect your premium. Contact us for assistance.
Q: Does my policy cover rental cars?
A: Most policies offer rental car coverage, but specifics vary. Let us review your policy to confirm coverage.
Q: What does homeowners insurance cover?
A: Homeowners insurance typically covers your dwelling, personal belongings, liability, and additional living expenses in case of a covered loss.
Q: Do I need flood insurance?
A: Flood insurance is separate from standard homeowners insurance. If you live in a flood-prone area, we can guide you on the best options.
Q: Does my policy cover roof damage?
A: Roof damage caused by covered events (e.g., storms) is typically included. Coverage may vary based on your policy and the age of the roof.
Q: What is umbrella insurance, and do I need it?
A: Umbrella insurance provides extra liability coverage beyond your auto or home policies. If you have substantial assets or face high-risk scenarios, it’s a valuable addition.
Q: Will umbrella insurance cover claims not covered by my other policies?
A: In most cases, yes. It covers specific liability claims beyond the limits of your primary policies.
Q: How do I make changes to my policy?
A: You can contact us directly via email, phone or SMS, and we’ll help with any updates or changes to your coverage.
Q: What should I do if I need to file a claim?
A: Notify your carrier immediately.
Q: Can I access my policy online?
A: Many of our carriers offer online portals for policy management. Contact us for guidance on accessing your account.
Q: How can I reach your agency for support?
A: You can call us or text us at 215-722-0711 email us at [email protected], or visit us during business hours. We’re here to help!
Q: Do you offer insurance consultations?
A: Absolutely! We provide free consultations to discuss your needs and find the best coverage options for you.
Q: Can I refer friends and family to your agency? A: Yes, we’d greatly appreciate referrals. Let us know, and we’ll ensure your friends and family receive excellent service.
Q: What types of commercial insurance policies do you offer?
A: We offer a wide range of commercial policies, including general liability, commercial auto, workers’ compensation, property insurance, business interruption
coverage, and more.
Q: Who needs commercial insurance?
A: Any business owner, regardless of size, should consider commercial insurance to protect assets, employees, and operations. We can help you find coverage tailored to your industry.
Q: What does workers’ compensation insurance cover?
A: Workers’ compensation provides benefits for employees who are injured or become ill on the job. It covers medical expenses, lost wages, and rehabilitation costs.
Q: Does commercial insurance cover lawsuits?
A: Yes, commercial liability policies often cover legal expenses arising from claims or lawsuits related to your business operations, depending on the coverage limits.
Q: Can I customize my commercial insurance policy?
A: Absolutely! We work with you to customize policies based on the specific needs of your business, ensuring comprehensive protection.
Q: How do I file a claim for my business?
A: Contact your insurance carrier immediately to start the claims process.